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Explaining How Credit Scores are Used in the Hiring Process
You might be wondering why credit scores are used in hiring processes. While you may have never heard about it, it is actually a more common practice than you might think. Companies and institutions such as banks, universities, retail stores, financial institutions across the United States use credit scores to determine whether an applicant is good for the open position or not. Even though you might think that this is illegal, it is not.
In general, it is a legal undertaking for companies to look at your credit score. This is yet another reason why you should make sure that your credit scores are good and up to date. So why would they be using your credit information in a hiring process?
For some of these companies, employees will be exposed to a lot of money and have a financially responsible position. Your credit information can actually help them determine whether you are a financially responsible person or not. Companies think that if you cannot handle your own money, why you would be qualified to handle their money? On the one side, if you think about it, it is a very valid thought. On the other side, the credit history will not tell the company how you might have gotten all the debt. What if one of your family members is really badly sick or a similar situation? In this case, you have not been irresponsible with your money, but you saved a family members life. You might have been willing to take on all this debt and then work from there. Sometimes numbers are just not an accurate representation of your life.
Companies that do use your credit are not only determining whether you can handle money, in some instances they use it as an indicator for your character. It will tell them if you are responsible with your money and finances you are a responsible person. A person that will not be tempted by money or certain situations in a workplace is a person they can securely trust with their funds, their tasks or their great projects.
One thing is for sure, the company needs to let you know that they are going to check your credit history in their hiring process and they also need to let you know what they are checking for. The criteria they are looking is the criteria they have to tell you about before you give them the permission. Unless they tell you and have a signature of permission from you, they are not allowed to check and use your credit history. If they miss these above mentioned steps, you do have a case in you hands that you can bring to the court. In some instances, some of the people that were not told about the credit check and have been denied have had a good case in their hands.
But as with so many things in life in the United States it pays off to have a good credit history and such a check will not ruin your career moves. Check your credit history every year since once a year the big credit companies do have to give you a free credit report. In the case that you find any wrong or dubious items on your account go ahead and dispute them. Oftentimes companies might just have put a claim against your account that is not really caused by you. Why do companies do that? Money has caused many bad things in the world and a company that wants their money back is going to run after any lead they have. Therefore disputing your case and putting your credit score back to normal can be an essential part in your application and hiring process with some companies.
US copyright law U.S. Copyright Law Covers Artistic Expression and Creative and Intellectual Works The US Copyright Law grants rights to individuals for the works they create. The US Copyright Act of 1790 has changed over the years. The current basis of US copyright law is based on the Copyright Act of 1976. US copyright law is relatively automatic. Once someone has an idea and produces it in tangible form, the creator is the copyright holder and has the authority to enforce his exclusivity to it. In other words, the person is the owner of the creation. It is not necessary that a person register their work. However, it is recommended and it can serve as evidence if someone ever violates a copyright. It is interesting to note that when an employer hires an employee to produce a work that the copyright is given to the employer. Violations of US Copyright Law are generally enforced in a civil court setting. However, there could also be criminal sanctions brought against someone who violates US copyright law. Someone that is in serious violation of US Copyright Law such as counterfeiting can find themselves on the inside of prison looking out. People need to understand that the copyright symbol is not a requirement. Someone may have a copyright, yet their work may not have a copyright notice or symbol. US Copyright Law covers a wide range of things that are derived from artistic expression, intellectual or creative work. This includes things such as literary works, music, drawings, photographs, software, movies, choreographic works such as ballets and plays, poems, paintings and more. The law covers the form of expression, not the concept, facts or the actual idea of the work. This means that someone can use another person?s idea or concept and produce their own take on it. However, copying another person?s work is a violation. It should be noted that some things may not be copyrighted but they may be protected by a patent or trademark. Individuals who have a copyright on a particular piece of work can do with it what they will. They may choose to copy it and sell it. They may display their work or perform it in public and charge admission, or they can assign or sell the work to someone else. Individuals who have a copyright can also choose to do nothing with their work, if that is their desire. However, if someone comes along and takes the work and tries to use it in some way, that person is still in violation of the owner?s copyright. Copyrights cover published and unpublished work. Anyone who is in the creative arts arena should be very careful that they do not violate US Copyright Law. For that matter, anyone who is a fan of the creative arts should make sure they are not in violation of a copyright. Simple things like uploading, downloading and sharing music or movie files can result in serious charges and fines being brought against them. With the popularity of the Internet and file sharing software there many copyrights are currently being violated. Copyright owners are starting to take a stand against them and are hunting down the perpetrators. Be careful that you are not overstepping your boundaries and violating someone?s copyright law.
Copyright lawyer complaints Complaints, Copyright Lawyer Complaints and Clients There are many copyright lawyer complaints, from both the lawyer and clients, but here is a list of what are the most popular. That?s right clients aren?t the only one that can have a complaint, even lawyers get them. Imagine working in an office all day representing people. You have to deal with the worse crowd some days, other days are a piece of cake, but it is the person that comes in demanding that you get them what they want right then and there. This person gets mad once the lawyer explains the process and ends up storming out of the office. Now the lawyer is left, angry and without pay. Wouldn?t this fall under a copyright lawyer complaints? As a client you have the choice of picking another lawyer; however a lawyer doesn?t have this option. They need you in order for them to get paid; they aren?t going to turn you down just because you are a bit obnoxious. Another copyright lawyer complaint may also be towards the clients, lawyers hate to work a case that others have already tried?or worse one that the client has tried himself without legal representation. To avoid this, hire a lawyer before you go to court. Don?t think you are an expert in the field just because you read a few articles or have seen a few cases on copyrighting on the television. One of the biggest copyright lawyer complaints is that the client didn?t know that the lawyer was going to charge something. This is one reason you should find out before agreeing to anything what it is you, as a client, will be paying. You don?t want to find out after the trial that you owe a huge amount of money to a lawyer that you don?t have the cash for. A copyright lawyer complaint may be that their client doesn?t have the proof they need for a case. This can be easily solved by the client if they took the proper precautions, however chances are they didn?t or they wouldn?t be needing a lawyer. Try keeping all your work in a safe place with dates stamped on them to prove when they were created. This doesn?t guarantee you that you will win a case but it can help your lawyer. Last, you, as the client didn?t know much about your copyright lawyer, complaints were filed against him in the past but you had no knowledge of them. Maybe he just lost your case because he gets angry at the drop of a hat and just showed it in the courtroom, or maybe he just didn?t return your phone calls and you had no clue when you had to be at a hearing. This will only fall back on you for not looking into him/her enough. There are a ton of resources out there, use them. Don?t just pick the first name you see. If you think that you have a case against your lawyer you can always file a claim. The best way to avoid copyright lawyer complaints is by making sure both parties are satisfied with the experience. If you are the lawyer, find out in the first meeting what your client expects of you and as a client find out what it is your lawyer will be doing for you so you don?t make assumptions. Making sure everyone has a clear understanding of what shall take place is the only way to have the best experience. Remember, a happy client means a returning client and more customers. But a client with a bunch of copyright lawyer complaints is bad for business.